Delta Schools Federal Credit Union

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Personal Signature Loans

Overdraft Protection Loans:

With an ODLOC on your Checking account, funds would be transferred from the loan to cover any overdrafts and fees. You have the ability to pay the loan off at any time by using our Online Banking or calling our 24/7 Phone Teller to transfer funds from your savings or checking. Otherwise, on the 3rd of each month, if a balance is outstanding, a minimum payment is automatically deducted from your checking account.

Personal & Line of Credit Personal Loans

Need some extra cash? A personal loan allows you to borrow on the strength of your credit and capacity as the borrower, without the need of collateral. Life Happens and DSFCU is there to help meet your needs.

Line of Credit (LOC)

  • With a LOC, you apply for a CREDIT LIMIT of up to $15,000.
  • You draw on your credit limit as you need the funds.
  • LOC’s may be even accessed by Online Banking or our 24/7 Phone Teller. Funds can be transferred to your Credit Union checking account or mailed to you.

Pay Day Alternative Loans:

No‐Credit Loan Alternative (STS) Application
Delta Schools FCU recognizes the importance of providing its member’s opportunities to rebuild
credit and provide alternatives to payday loans. Our STS loan alternative provides members with an opportunity to borrow for emergency cash needs without credit qualifications based on their account relationship with DSFCU.The maximum loan amount is $500 and must be fully repaid within two months.

Share Secured

Borrow against your savings and continue to earn interest.
Take out a Share Secured Loan for amounts up to 100% of available funds in your regular DSFCU share account or share certificate. Share Secured loans allows members without credit establish a credit rating. For established members the benefits are to get the loan you want without paying a high interest rate while still earning a dividend. Flexible terms to ten years, no credit needed.

Apply Now!

Loan Products

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Have a question, concern or comment? Just ask our CEO Rob Greaff. Expect to receive a response within 48 hours.

Our Contact Info

Mailing Address
P.O. Box 2566
Antioch, CA 94531
Main Branch
701 W. 18th St.
Antioch, CA 94509
Phone: 925-757-0237
Fax: 925-778-4315

Lone Tree Branch
5123 Lone Tree Way
Antioch, CA 94531
Phone: 925-757-0237
Fax: 925-706-1085

Call 24: Our 24/7 Phone Teller
833-631-1249

Credit Union Hours

Regular Hours
18th Street Branch Hours
Monday – Friday: 9am to 5pm
Closed Saturday & Sunday

Lone Tree Branch Hours
Tuesday through Friday: 9am – 5pm
Saturday: 9am – 3pm
Sunday & Monday: Closed

America's Credit Unions

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